Rates applicable from: 12-Aug-2019 to 16-Aug-2019
Compulsory Annuity Plans - Male born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 256,54 R 5 383,09 R 7 475,16 R 7 490,42
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 334,56 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 544,01 R 5 770,61 R 7 852,26 R 7 863,27
Liberty Life Life Annuity R 8 324,18 R 5 314,22 R 7 614,15 R 7 572,42
Momentum Life Annuity R 8 665,62 R 5 756,89 R 8 104,96 R 8 113,01
Old Mutual Max Income for Life R 8 664,01 R 5 971,17 R 7 858,39 R 7 884,33
Sanlam Life Annuity R 8 435,04 R 5 456,08 R 7 590,34 R 7 599,33
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 813,37 R 4 893,49 R 7 475,16 R 7 490,42
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 775,04 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 146,82 R 5 311,97 R 7 852,26 R 7 863,27
Liberty Life Life Annuity R 7 890,37 R 4 836,15 R 7 614,15 R 7 542,42
Momentum Life Annuity R 8 400,12 R 5 258,26 R 8 104,96 R 8 113,01
Old Mutual Max Income For Life R 8 256,22 R 5 476,08 R 7 858,39 R 7 884,33
Sanlam Life Annuity R 7 898,23 R 4 814,31 R 7 590,34 R 7 599,33
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 621,38 R 1 954,71 R 16 666,67
Momentum Term Certain Annuity R 19 032,52 R 2 365,86 R 16 666,67
Old Mutual Max Income for Term R 19 146,77 R 2 480,10 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 136 238,52 6,38% R 1 365 589,95 6,43%
Assupol Life Guaranteed-return Single-premium Policy 1 R 133 715,28 5,98% R 1 364 563,78 6,41%
Discovery Invest Discovery Guaranteed Growth Plan R 129 682,17 5,34% R 1 330 624,55 5,88%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 305 840,55 5,42%
Momentum Guaranteed Return Option R 125 659,00 4,67% R 1 301 845,00 5,42%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 126 328,02 4,73% R 1 310 169,04 5,49%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 138 559,40 6,74% R 1 388 842,29 6,79%
Assupol Life Guaranteed-return Single-premium Policy1 R 135 618,53 6,28% R 1 383 907,28 6,71%
Discovery Invest Discovery Guaranteed Growth Plan R 132 133,50 5,73% R 1 355 137,92 6,27%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 328 557,09 5,78%
Momentum Guaranteed Return Option R 128 453,00 5,14% R 1 329 783,00 5,87%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 5 004,75 R 381,74
Discovery Invest Discovery Guaranteed Income Plan R 4 736,04 R 486,47
Liberty Life Guaranteed Investment Plan with Income R 4 469,28 R 309,95
Momentum Guaranteed Return Option R 4 391,85 R 542,39

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 528 809,00 R 4 769,00
Discovery Invest Discovery Guaranteed Income Plan R 4 992,79 R 522,69
Liberty Life Guaranteed Income Plan with Income R 4 635,75 R 361,74
Momentum Guaranteed Return Option R 4 741,85 R 624,03
Sanlam Guaranteed Income R 4 590,98 R 629,91