Rates applicable from: 29-Jun-2020 to 3-Jul-2020
Compulsory Annuity Plans - Male born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 871,63 R 5 313,15 R 7 232,18 R 7 248,01
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 246,88 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 9 087,25 R 6 627,53 R 8 561,24 R 8 572,91
Liberty Life Life Annuity R 8 842,87 R 6 139,65 R 8 361,21 R 8 300,92
Metropolitan Life Annuity R 9 142,80 R 6 469,56 R 8 486,58 R 8 514,50
Momentum Life Annuity R 8 943,06 R 6 242,49 R 8 692,56 R 8 700,92
Old Mutual Max Income for Life R 9 065,83 R 6 658,85 R 8 509,59 R 8 539,85
Sanlam Life Annuity R 9 115,80 R 6 392,76 R 8 510,02 R 8 524,01
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 508,92 R 4 910,25 R 7 232,18 R 7 248,01
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 787,42 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 815,85 R 6 244,35 R 8 561,24 R 8 572,91
Liberty Life Life Annuity R 8 517,13 R 5 794,86 R 8 361,21 R 8 300,92
Metropolitan Life Annuity R 8 542,45 R 5 779,61 R 8 486,58 R 8 514,50
Momentum Life Annuity R 8 792,68 R 5 751,43 R 8 692,56 R 8 700,92
Old Mutual Max Income For Life R 8 792,52 R 6 316,53 R 8 509,59 R 8 539,85
Sanlam Life Annuity R 8 749,93 R 5 841,95 R 8 510,02 R 8 524,01
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 17 460,20 R 793,54 R 16 666,67
Metropolitan Term Certain R 18 291,90 R 1 625,23 R 16 666,67
Momentum Term Certain Annuity R 18 164,08 R 1 497,41 R 16 666,67
Old Mutual Max Income for Term R 18 143,03 R 1 476,36 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 124 976,36 4,56% R 1 251 557,52 4,59%
Assupol Life Guaranteed-return Single-premium Policy 1 R 122 304,20 4,1% R 1 248 150,84 4,53%
Discovery Invest Discovery Guaranteed Growth Plan R 128 142,25 5,08% R 1 314 824,09 5,63%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 186 311,08 3,47%
Momentum Linked Endowment Growth Option 3 R 120 114,00 3,73% R 1 244 262,00 4,47%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 119 147,71 3,56% R 1 232 472,26 4,26%
Sanlam Cirrus Fixed Return R 113 145,52 2,5% R 1 173 451,16 3,25%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 127 263,92 4,94% R 1 274 459,34 4,97%
Assupol Life Guaranteed-return Single-premium Policy1 R 124 076,54 4,4% R 1 267 977,04 4,86%
Discovery Invest Discovery Guaranteed Growth Plan R 130 564,48 5,48% R 1 339 046,39 6,01%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 206 977,44 3,83%
Momentum Linked Endowment Growth Option 3 R 122 783,00 4,19% R 1 270 957,00 4,91%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 121 308,63 3,93% R 1 254 566,22 4,63%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 3 560,84 R 116,81
Discovery Invest Discovery Guaranteed Income Plan R 4 369,17 R 267,34
Liberty Life Guaranteed Investment Plan with Income R 2 821,80 R 126,69
Momentum Linked Endowment Growth Option 1 R 3 526,15 R 265,87
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 3 774,45 R 123,81
Discovery Invest Discovery Guaranteed Income Plan R 4 617,89 R 292,89
Liberty Life Guaranteed Income Plan with Income R 3 103,75 R 170,71
Momentum Linked Endowment Growth Option 1 R 3 866,29 R 325,54
Sanlam Guaranteed Income R 2 792,08 R 289,76
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.