Rates applicable from: 14-Oct-2019 to 18-Oct-2019
Compulsory Annuity Plans - Male born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 063,63 R 5 211,54 R 7 276,10 R 7 290,87
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 138,06 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 490,07 R 5 778,94 R 7 799,28 R 7 810,68
Liberty Life Life Annuity R 8 259,32 R 5 284,29 R 7 545,32 R 7 517,51
Metropolitan Life Annuity R 8 613,59 R 5 790,02 R 7 873,17 R 7 895,15
Momentum Life Annuity R 8 573,86 R 5 671,51 R 8 002,67 R 8 010,60
Old Mutual Max Income for Life R 8 605,60 R 5 925,38 R 7 802,32 R 7 828,08
Sanlam Life Annuity R 8 392,06 R 5 422,10 R 7 541,35 R 7 551,35
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 616,70 R 4 722,94 R 7 276,10 R 7 290,87
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 578,70 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 156,83 R 5 325,19 R 7 799,28 R 7 810,68
Liberty Life Life Annuity R 7 846,29 R 4 808,33 R 7 545,32 R 7 517,51
Metropolitan Life Annuity R 8 166,20 R 5 293,66 R 7 873,17 R 7 895,15
Momentum Life Annuity R 8 305,91 R 5 172,46 R 8 002,67 R 8 010,60
Old Mutual Max Income For Life R 8 199,08 R 5 434,00 R 7 802,32 R 7 828,08
Sanlam Life Annuity R 7 842,25 R 4 776,32 R 7 541,35 R 7 551,35
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 561,49 R 1 894,82 R 16 666,67
Metropolitan Term Certain R 18 989,74 R 2 323,07 R 16 666,67
Momentum Term Certain Annuity R 18 970,59 R 2 303,92 R 16 666,67
Old Mutual Max Income for Term R 19 131,57 R 2 464,90 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 134 581,76 6,12% R 1 348 991,11 6,17%
Assupol Life Guaranteed-return Single-premium Policy 1 R 131 596,62 5,64% R 1 342 966,57 6,07%
Discovery Invest Discovery Guaranteed Growth Plan R 130 488,02 5,47% R 1 338 893,12 6,01%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 290 519,19 5,18%
Momentum Guaranteed Return Option R 124 762,00 4,52% R 1 292 430,00 5,26%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 123 374,21 4,25% R 1 279 534,60 5%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 136 880,07 6,48% R 1 372 017,45 6,53%
Assupol Life Guaranteed-return Single-premium Policy1 R 133 475,74 5,94% R 1 362 065,10 6,37%
Discovery Invest Discovery Guaranteed Growth Plan R 132 954,59 5,86% R 1 363 558,81 6,4%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 312 978,91 5,54%
Momentum Guaranteed Return Option R 127 536,00 4,98% R 1 320 294,00 5,71%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 845,96 R 370,09
Discovery Invest Discovery Guaranteed Income Plan R 4 812,23 R 486,73
Liberty Life Guaranteed Investment Plan with Income R 4 284,98 R 282,34
Momentum Guaranteed Return Option R 4 271,70 R 514,31

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 5 052,19 R 385,84
Discovery Invest Discovery Guaranteed Income Plan R 5 066,77 R 522,08
Liberty Life Guaranteed Income Plan with Income R 4 572,26 R 342,69
Momentum Guaranteed Return Option R 4 621,85 R 594,37
Sanlam Guaranteed Income R 4 233,96 R 573,99