Rates applicable from: 27-Jan-2020 to 31-Jan-2020
Compulsory Annuity Plans - Male born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 070,98 R 5 267,61 R 7 312,10 R 7 327,17
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 201,38 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 445,66 R 5 776,43 R 7 852,21 R 7 861,84
Liberty Life Life Annuity R 8 385,99 R 5 340,39 R 7 745,91 R 7 657,39
Metropolitan Life Annuity R 8 809,43 R 5 983,91 R 7 977,02 R 8 002,02
Momentum Life Annuity R 8 722,24 R 5 797,16 R 8 168,19 R 8 175,98
Old Mutual Max Income for Life R 8 714,52 R 6 067,84 R 7 951,60 R 7 977,95
Sanlam Life Annuity R 8 486,02 R 5 503,07 R 7 720,29 R 7 728,29
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 640,26 R 4 794,37 R 7 312,10 R 7 327,17
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 660,13 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 131,53 R 5 369,74 R 7 852,21 R 7 861,84
Liberty Life Life Annuity R 7 918,85 R 4 895,41 R 7 745,91 R 7 657,39
Metropolitan Life Annuity R 8 196,44 R 5 287,53 R 7 977,02 R 8 002,02
Momentum Life Annuity R 8 461,16 R 5 300,86 R 8 168,19 R 8 175,98
Old Mutual Max Income For Life R 8 330,08 R 5 598,16 R 7 951,60 R 7 977,95
Sanlam Life Annuity R 7 959,21 R 4 881,29 R 7 720,29 R 7 728,29
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 503,86 R 1 837,19 R 16 666,67
Metropolitan Term Certain R 18 911,46 R 2 244,79 R 16 666,67
Momentum Term Certain Annuity R 18 945,64 R 2 278,97 R 16 666,67
Old Mutual Max Income for Term R 19 070,01 R 2 403,34 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 133 822,56 6% R 1 341 384,75 6,05%
Assupol Life Guaranteed-return Single-premium Policy 1 R 131 677,61 5,65% R 1 343 789,71 6,08%
Discovery Invest Discovery Guaranteed Growth Plan R 132 326,59 5,76% R 1 357 758,05 6,31%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 283 111,83 5,1%
Momentum Linked Endowment Growth Option 3 R 129 310,00 5,28% R 1 339 801,00 6,02%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 123 766,04 4,34% R 1 283 598,29 5,1%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 136 110,50 6,36% R 1 364 307,34 6,41%
Assupol Life Guaranteed-return Single-premium Policy1 R 133 557,65 5,95% R 1 362 897,59 6,38%
Discovery Invest Discovery Guaranteed Growth Plan R 134 827,92 6,16% R 1 382 771,30 6,7%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 305 486,45 5,46%
Momentum Linked Endowment Growth Option 3 R 132 198,00 5,74% R 1 368 678,00 6,48%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 808,42 R 381,24
Discovery Invest Discovery Guaranteed Income Plan R 4 984,98 R 489,73
Liberty Life Guaranteed Investment Plan with Income R 4 195,97 R 263,52
Momentum Linked Endowment Growth Option 1 R 4 757,19 R 547,08
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 5 016,13 R 397,71
Discovery Invest Discovery Guaranteed Income Plan R 5 234,80 R 523,37
Liberty Life Guaranteed Income Plan with Income R 4 483,32 R 322,42
Momentum Linked Endowment Growth Option 1 R 5 100,05 R 627,82
Sanlam Guaranteed Income R 4 294,99 R 566,69
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.