Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1965
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income
5% Income
Escalation
10 Year Guarantee
Nil Guarantee
Discovery Invest
Retirement Income Plan (Fixed Annuity)
R8 007.76
R5 195.00
R7 294.56
R7 299.96
Just SA
Lifetime Income 1
R8 345.55
R5 413.39
R7 588.15
R7 541.81
Liberty Life
Life Annuity
R8 072.21
R5 249.86
R7 481.32
R7 477.77
Metropolitan
Life Annuity
R8 291.53
R5 364.68
R7 351.64
R7 372.26
Momentum
Life Annuity
R8 222.02
R5 501.01
R7 394.87
R7 397.85
Old Mutual
Max Income for Life
R8 325.85
R5 518.17
R7 475.06
R7 498.47
Sanlam
Life Annuity
No Rates available
1: Quote based on an assumed socio-economic status. Just SA offers optional socio-economic, lifestyle and health underwriting that may result in a higher annuity rate based on a client’s unique circumstances.
Compulsory Annuity Plans - Female born 1-1-1965
Product Provider
Product Name
Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1965
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income
5% Income
Escalation
10 Year Guarantee
Nil Guarantee
Discovery Invest
Retirement Income Plan (Fixed Annuity)
R7 639.39
R4 750.43
R7 294.56
R7 299.96
Just SA
Lifetime Income 1
R7 951.32
R4 967.96
R7 560.47
R7 514.20
Liberty Life
Life Annuity
R7 862.77
R4 969.91
R7 481.32
R7 477.77
Metropolitan
Life Annuity
R7 868.78
R4 854.72
R7 351.64
R7 372.26
Momentum
Life Annuity
R7 786.21
R5 036.35
R7 394.87
R7 397.85
Old Mutual
Max Income For Life
R7 886.07
R4 990.65
R7 475.06
R7 498.47
Sanlam
Life Annuity
No Rates available
1: Quote based on an assumed socio-economic status. Just SA offers optional socio-economic, lifestyle and health underwriting that may result in a higher annuity rate based on a client’s unique circumstances.
Voluntary Annuity Plans
Product Provider
Product Name
R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income
Taxable Portion
Tax Free Portion
Just SA
Term-Certain Income
R18 688.90
R2 022.23
R16 666.67
Liberty Life
Annuity Certain
R18 192.20
R1 525.53
R16 666.67
Old Mutual
Max Income for Term
R18 937.99
R2 271.32
R16 666.67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider
Product Name
Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount
%
Rand Amount
%
1 Life Insurance
1Life Guaranteed Future Value Investment
R131 627.76
5.65%
R1 316 277.65
5.65%
Discovery Invest
Discovery Guaranteed Growth Plan
R124 666.49
4.51%
R1 279 160.35
5.05%
Just SA
Structured Endowment1
no rates available
0%
R1 313 204.85
5.6%
Liberty Life
Guaranteed Investment Plan 2
no rates available
0%
R1 277 203.40
4.97%
Momentum
Guaranteed Endowment Option
R123 210.00
4.26%
R1 276 462.00
5%
Old Mutual Wealth
Old Mutual Wealth Fixed Bond
R123 929.67
4.34%
R1 281 969.53
5.04%
Sanlam
Sanlam Fixed Return
No Rates available
1: JUST SA: This is a linked endowment. 2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider
Product Name
Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount
%
Rand Amount
%
1 Life Insurance
1Life Guaranteed Future Value Investment
R134 075.24
6.04%
R1 340 752.44
6.04%
Discovery Invest
Discovery Guaranteed Growth Plan
R127 023.01
4.9%
R1 302 725.63
5.43%
Just SA
Structured Endowment1
no rates available
0%
R1 338 085.48
6%
Liberty Life
Guaranteed Investment Plan2
no rates available
0%
R1 299 503.78
5.33%
Momentum
Guaranteed Endowment Option
R125 949.00
4.72%
R1 303 845.00
5.45%
Old Mutual Wealth
Old Mutual Wealth Fixed Bond
R126 177.34
4.71%
R1 304 950.86
5.41%
1: JUST SA: This is a linked endowment. 2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider
Product Name
R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income
Taxable Portion
Discovery Invest
Discovery Guaranteed Income Plan
R4 159.36
R404.40
Just SA
Structured Endowment
R4 383.90
R431.14
Liberty Life
Guaranteed Investment Plan with Income
R4 076.50
R341.37
Momentum
Guaranteed Endowment Option and Income
R4 074.87
R479.08
Sanlam
Sanlam Fixed Return with Income
No Rates available
Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider
Product Name
R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
