Rates applicable from: 10-May-2021 to 14-May-2021
Compulsory Annuity Plans - Male born 1-1-1961
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1961
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 832,50 R 6 226,43 R 8 241,54 R 8 259,59
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 7 259,21 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 930,34 R 6 287,57 R 8 347,37 R 8 358,37
Liberty Life Life Annuity R 8 777,16 R 5 845,32 R 8 203,01 R 8 131,87
Metropolitan Life Annuity R 9 148,66 R 6 360,86 R 8 422,05 R 8 448,70
Momentum Life Annuity R 8 976,50 R 6 263,47 R 8 323,24 R 8 326,05
Old Mutual Max Income for Life R 8 951,52 R 6 214,54 R 8 297,38 R 8 325,47
Sanlam Life Annuity R 8 821,91 R 6 134,85 R 8 062,17 R 8 073,17
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1961
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1961
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 502,33 R 5 802,47 R 8 241,54 R 8 259,59
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 783,59 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 592,03 R 5 840,83 R 8 247,37 R 8 358,37
Liberty Life Life Annuity R 8 393,14 R 5 440,76 R 8 203,01 R 8 131,87
Metropolitan Life Annuity R 8 557,80 R 5 678,74 R 8 422,05 R 8 448,70
Momentum Life Annuity R 8 599,32 R 5 818,98 R 8 323,24 R 8 326,05
Old Mutual Max Income For Life R 8 624,55 R 5 788,54 R 8 297,38 R 8 325,47
Sanlam Life Annuity R 8 362,07 R 5 415,10 R 8 062,17 R 8 073,17
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 17 779,59 R 1 112,92 R 16 666,67
Metropolitan Term Certain R 18 430,77 R 1 764,10 R 16 666,67
Momentum Term Certain Annuity R 18 319,80 R 1 653,14 R 16 666,67
Old Mutual Max Income for Term R 18 311,02 R 1 644,35 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
Assupol Life Guaranteed-return Single-premium Policy 1 R 126 115,99 4,75% R 1 287 013,94 5,18%
Discovery Invest Discovery Guaranteed Growth Plan R 125 871,66 4,71% R 1 291 526,26 5,25%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 256 125,93 4,61%
Momentum Linked Endowment Growth Option 3 R 123 917,00 4,38% R 1 283 808,00 5,12%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 124 912,63 4,49% R 1 292 193,94 5,19%
Sanlam Cumulus Fixed Return R 123 137,66 4,2% R 1 277 081,29 4,95%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
Assupol Life Guaranteed-return Single-premium Policy1 R 127 932,32 5,05% R 1 307 455,61 5,51%
Discovery Invest Discovery Guaranteed Growth Plan R 128 250,97 5,1% R 1 315 319,34 5,63%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 278 058,04 4,97%
Momentum Linked Endowment Growth Option 3 R 126 673,00 4,84% R 1 311 486,00 5,57%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 127 178,17 4,86% R 1 315 358,67 5,56%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 060,39 R 213,77
Discovery Invest Discovery Guaranteed Income Plan R 4 140,89 R 263,49
Liberty Life Guaranteed Investment Plan with Income R 3 774,69 R 249,96
Momentum Linked Endowment Growth Option 1 R 4 024,87 R 354,19
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 271,83 R 224,90
Discovery Invest Discovery Guaranteed Income Plan R 4 395,39 R 290,85
Liberty Life Guaranteed Income Plan with Income R 4 053,96 R 305,82
Momentum Linked Endowment Growth Option 1 R 4 363,87 R 421,11
Sanlam Guaranteed Income R 4 012,00 R 385,25
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.