Rates applicable from: 15-Jul-2019 to 19-Jul-2019
Compulsory Annuity Plans - Male born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 096,92 R 5 239,08 R 7 308,93 R 7 323,78
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 170,06 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 312,09 R 5 572,75 R 7 647,67 R 7 658,21
Liberty Life Life Annuity R 8 166,51 R 5 154,89 R 7 449,31 R 7 402,79
Momentum Life Annuity R 8 453,43 R 5 560,80 R 7 870,24 R 7 878,02
Old Mutual Max Income for Life R 8 467,13 R 5 802,52 R 7 659,24 R 7 684,53
Sanlam Life Annuity R 8 221,12 R 5 260,15 R 7 434,39 R 7 444,39
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 649,66 R 4 750,36 R 7 308,93 R 7 323,78
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 610,64 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 7 917,64 R 5 130,66 R 7 647,67 R 7 658,21
Liberty Life Life Annuity R 7 719,12 R 4 674,59 R 7 449,31 R 7 402,79
Momentum Life Annuity R 8 182,14 R 5 061,10 R 7 870,24 R 7 878,02
Old Mutual Max Income For Life R 8 057,57 R 5 310,41 R 7 659,24 R 7 684,53
Sanlam Life Annuity R 7 785,27 R 4 772,32 R 7 434,39 R 7 444,39
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 596,73 R 1 930,06 R 16 666,67
Momentum Term Certain Annuity R 18 895,46 R 2 228,80 R 16 666,67
Old Mutual Max Income for Term R 19 042,98 R 2 376,31 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 135 344,41 6,24% R 1 356 631,93 6,29%
Assupol Life Guaranteed-return Single-premium Policy 1 R 133 507,24 5,95% R 1 362 513,31 6,38%
Discovery Invest Discovery Guaranteed Growth Plan R 126 113,81 4,75% R 1 294 010,85 5,29%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 299 002,01 5,32%
Momentum Guaranteed Return Option R 124 941,00 4,55% R 1 294 409,00 5,3%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 124 772,94 4,48% R 1 294 041,02 5,24%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 137 717,69 6,61% R 1 380 409,36 6,66%
Assupol Life Guaranteed-return Single-premium Policy1 R 135 408,12 6,25% R 1 381 833,59 6,68%
Discovery Invest Discovery Guaranteed Growth Plan R 128 497,69 5,14% R 1 317 849,71 5,68%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 321 611,25 5,68%
Momentum Guaranteed Return Option R 127 719,00 5,01% R 1 322 187,00 5,74%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 994,87 R 417,60
Discovery Invest Discovery Guaranteed Income Plan R 4 300,99 R 399,27
Liberty Life Guaranteed Investment Plan with Income R 4 387,86 R 297,98
Momentum Guaranteed Return Option R 4 275,35 R 499,79

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 5 201,00 R 434,84
Discovery Invest Discovery Guaranteed Income Plan R 4 563,11 R 434,67
Liberty Life Guaranteed Income Plan with Income R 4 674,93 R 359,58
Momentum Guaranteed Return Option R 4 623,83 R 577,98
Sanlam Guaranteed Income R 4 372,99 R 564,49