Rates applicable from: 22-Feb-2021 to 26-Feb-2021
Compulsory Annuity Plans - Male born 1-1-1961
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1961
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life No Rates available
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 No Rates available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 685,30 R 6 121,78 R 8 133,44 R 8 143,59
Liberty Life Life Annuity R 8 617,34 R 5 710,01 R 8 072,54 R 7 983,09
Metropolitan Life Annuity R 9 022,26 R 6 237,44 R 8 293,04 R 8 318,62
Momentum Life Annuity R 8 811,79 R 6 296,68 R 8 296,08 R 8 300,20
Old Mutual Max Income for Life R 8 704,64 R 6 241,45 R 8 069,75 R 8 097,54
Sanlam Life Annuity R 8 712,94 R 5 813,96 R 7 999,19 R 8 011,19
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1961
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1961
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life No Rates available
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 No Rates available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 432,16 R 5 732,11 R 8 133,44 R 8 143,59
Liberty Life Life Annuity R 8 215,39 R 5 317,91 R 8 072,54 R 7 983,09
Metropolitan Life Annuity R 8 426,78 R 5 553,56 R 8 293,04 R 8 318,62
Momentum Life Annuity R 8 570,44 R 5 926,68 R 8 296,08 R 8 300,20
Old Mutual Max Income For Life R 8 387,82 R 5 840,75 R 8 069,75 R 8 097,54
Sanlam Life Annuity R 8 281,10 R 5 166,19 R 7 891,23 R 7 895,23
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 17 681,12 R 1 014,45 R 16 666,67
Metropolitan Term Certain R 18 300,49 R 1 633,82 R 16 666,67
Momentum Term Certain Annuity R 18 235,71 R 1 569,05 R 16 666,67
Old Mutual Max Income for Term R 17 977,56 R 1 310,89 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
Assupol Life Guaranteed-return Single-premium Policy 1 No Rates available
Discovery Invest Discovery Guaranteed Growth Plan R 124 362,26 4,46% R 1 276 038,72 5%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 215 634,73 3,97%
Momentum Linked Endowment Growth Option 3 R 121 333,00 3,94% R 1 256 894,00 4,68%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 120 847,17 3,84% R 1 250 077,15 4,54%
Sanlam Cumulus Fixed Return R 120 595,94 3,8% R 1 250 720,62 4,56%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
Assupol Life Guaranteed-return Single-premium Policy1 No Rates available
Discovery Invest Discovery Guaranteed Growth Plan R 126 713,03 4,85% R 1 299 546,54 5,38%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 236 906,04 4,33%
Momentum Linked Endowment Growth Option 3 R 124 030,00 4,4% R 1 283 981,00 5,13%
Old Mutual Wealth Old Mutual Wealth Fixed Bond R 123 038,93 4,21% R 1 272 486,75 4,91%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan No Rates available
Discovery Invest Discovery Guaranteed Income Plan R 3 948,42 R 224,75
Liberty Life Guaranteed Investment Plan with Income R 3 281,05 R 193,78
Momentum Linked Endowment Growth Option 1 R 3 686,10 R 292,68
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan No Rates available
Discovery Invest Discovery Guaranteed Income Plan R 4 204,67 R 251,12
Liberty Life Guaranteed Income Plan with Income R 3 563,19 R 244,58
Momentum Linked Endowment Growth Option 1 R 4 025,79 R 354,27
Sanlam Guaranteed Income R 18 656,41 R 1 989,75
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.