Rates applicable from: 17-Feb-2020 to 21-Feb-2020
Compulsory Annuity Plans - Male born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 966,84 R 5 191,05 R 7 213,28 R 7 228,17
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 113,24 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 606,03 R 5 878,72 R 7 990,15 R 8 000,09
Liberty Life Life Annuity R 8 401,78 R 5 397,55 R 7 776,75 R 7 693,06
Metropolitan Life Annuity R 8 801,55 R 5 995,99 R 7 974,25 R 7 999,44
Momentum Life Annuity R 8 701,99 R 5 809,13 R 8 185,47 R 8 193,28
Old Mutual Max Income for Life R 8 700,00 R 6 084,26 R 7 957,33 R 7 983,87
Sanlam Life Annuity R 8 646,97 R 5 680,01 R 7 912,22 R 7 921,22
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1960
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1960
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 539,01 R 4 722,95 R 7 213,28 R 7 228,17
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 577,52 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 209,48 R 5 463,33 R 7 990,15 R 8 000,09
Liberty Life Life Annuity R 7 950,13 R 4 961,07 R 7 776,75 R 7 693,06
Metropolitan Life Annuity R 8 188,49 R 5 299,77 R 7 974,25 R 7 999,44
Momentum Life Annuity R 8 459,24 R 5 311,76 R 8 185,47 R 8 193,28
Old Mutual Max Income For Life R 8 326,56 R 5 627,04 R 7 957,33 R 7 983,87
Sanlam Life Annuity R 8 123,15 R 5 057,22 R 7 912,22 R 7 921,22
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 452,96 R 1 786,29 R 16 666,67
Metropolitan Term Certain R 18 831,12 R 2 164,45 R 16 666,67
Momentum Term Certain Annuity R 18 884,77 R 2 218,10 R 16 666,67
Old Mutual Max Income for Term R 18 820,04 R 2 153,37 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 132 878,38 5,85% R 1 333 183,29 5,92%
Assupol Life Guaranteed-return Single-premium Policy 1 R 130 596,92 5,48% R 1 332 742,81 5,91%
Discovery Invest Discovery Guaranteed Growth Plan R 131 597,25 5,65% R 1 350 274,58 6,19%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 278 531,26 5%
Momentum Linked Endowment Growth Option 3 R 129 494,00 5,31% R 1 341 709,00 6,06%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 123 258,33 4,24% R 1 278 332,75 5%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 135 217,06 6,22% R 1 354 718,49 6,26%
Assupol Life Guaranteed-return Single-premium Policy1 R 132 464,63 5,78% R 1 353 890,00 6,24%
Discovery Invest Discovery Guaranteed Growth Plan R 134 084,79 6,04% R 1 375 149,94 6,58%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 300 789,30 5,36%
Momentum Linked Endowment Growth Option 3 R 132 386,00 5,77% R 1 370 627,00 6,51%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
3: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 693,03 R 360,03
Discovery Invest Discovery Guaranteed Income Plan R 4 875,41 R 446,93
Liberty Life Guaranteed Investment Plan with Income R 4 125,04 R 247,62
Momentum Linked Endowment Growth Option 1 R 4 762,14 R 534,31
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 901,75 R 376,04
Discovery Invest Discovery Guaranteed Income Plan R 5 124,94 R 479,10
Liberty Life Guaranteed Income Plan with Income R 4 411,82 R 305,27
Momentum Linked Endowment Growth Option 1 R 5 103,61 R 613,96
Sanlam Guaranteed Income R 4 212,66 R 558,80
1: This is a linked endowment and the maturity value is guaranteed by the applicable bank for the week.