Rates applicable from: 16-Sep-2019 to 20-Sep-2019
Compulsory Annuity Plans - Male born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 8 009,75 R 5 160,56 R 7 218,73 R 7 233,34
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 6 079,78 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 404,75 R 5 681,27 R 7 725,86 R 7 736,96
Liberty Life Life Annuity R 8 166,05 R 5 186,40 R 7 448,18 R 7 414,97
Metropolitan Life Annuity R 8 527,15 R 5 703,56 R 7 784,05 R 7 805,59
Momentum Life Annuity R 8 570,83 R 5 656,25 R 7 994,61 R 8 002,52
Old Mutual Max Income for Life R 8 519,08 R 5 843,57 R 7 709,57 R 7 735,01
Sanlam Life Annuity R 8 337,08 R 5 362,12 R 7 471,38 R 7 481,38
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Compulsory Annuity Plans - Female born 1-1-1959
Product Provider Product Name Single Life
10 year Guarantee
0% Tax
R1 million
Monthly in arrears
Joint Life
Second Life - 1/1/1959
0% reduction on 1st death
0% Tax
R1 million
Monthly in arrears
Level income
Level Income 5% Income
Escalation
10 Year Guarantee Nil Guarantee
Assupol Life Ultimate Retirement Income 4Life R 7 560,73 R 4 671,55 R 7 218,73 R 7 233,34
Assupol Life Ultimate Retirement Income 4Life (Rewired)1 no rates
available
R 5 519,62 no rates
available
no rates
available
Discovery Invest Retirement Income Plan (Fixed Annuity) R 8 077,20 R 5 235,47 R 7 725,86 R 7 736,96
Liberty Life Life Annuity R 7 740,85 R 4 707,65 R 7 448,18 R 7 414,97
Metropolitan Life Annuity R 8 077,30 R 5 206,57 R 7 784,05 R 7 805,59
Momentum Life Annuity R 8 306,97 R 5 153,08 R 7 994,61 R 8 002,52
Old Mutual Max Income For Life R 8 108,67 R 5 348,43 R 7 709,57 R 7 735,01
Sanlam Life Annuity R 7 782,27 R 4 712,34 R 7 471,38 R 7 481,38
1: Assupol's Ultimate Retirement Income 4Life offers rewirement - this is a combination between a level and increasing income. For this scenario, the Rewirement factor is 4 and the income starts to increase yearly by 5% after 5 years.
Voluntary Annuity Plans
Product Provider Product Name R 1 million Investment (natural persons)
Monthly annuity income
5 year term certain
0% tax applicable
Gross Income Taxable Portion Tax Free Portion
Liberty Life Annuity Certain R 18 518,43 R 1 851,77 R 16 666,67
Metropolitan Term Certain R 18 938,95 R 2 272,28 R 16 666,67
Momentum Term Certain Annuity R 19 000,70 R 2 334,03 R 16 666,67
Old Mutual Max Income for Term R 19 080,53 R 2 413,86 R 16 666,67
Growth Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 3.45% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 134 708,63 6,14% R 1 350 262,18 6,19%
Assupol Life Guaranteed-return Single-premium Policy 1 R 131 565,48 5,64% R 1 342 650,09 6,07%
Discovery Invest Discovery Guaranteed Growth Plan R 128 687,96 5,17% R 1 320 423,37 5,72%
Liberty Life Guaranteed Investment Plan 2 no rates
available
0% R 1 289 322,13 5,17%
Momentum Guaranteed Return Option R 123 624,00 4,33% R 1 280 748,00 5,07%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
Sanlam Cirrus Fixed Return R 100 000,00 4,26% R 1 280 152,21 5,02%
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.

Growth Plans - using 1.73% as the Financial Advisor fee
Product Provider Product Name Guaranteed return on Investment of R100 000
for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Guaranteed return on Investment of
R1 000 000 for a 5 year term for a natural person
FA fees taken = 1.73% incl. VAT
Rand Amount % Rand Amount %
1Life 1Life Guaranteed Future Value Investment R 137 008,67 6,5% R 1 373 305,85 6,55%
Assupol Life Guaranteed-return Single-premium Policy1 R 133 444,24 5,94% R 1 361 745,02 6,37%
Discovery Invest Discovery Guaranteed Growth Plan R 131 120,51 5,57% R 1 344 748,79 6,1%
Liberty Life Guaranteed Investment Plan2 no rates
available
0% R 1 311 771,19 5,53%
Momentum Guaranteed Return Option R 126 372,00 4,79% R 1 308 223,00 5,52%
Old Mutual Wealth Old Mutual Wealth Fixed Bond No Rates available
1: The rates for the Guaranteed-return Single-premium Policy may change during the week. Please refer to Assupol Life for their latest rates.
2: The rates for the Guaranteed Investment Plan may change during the week. Please refer to Liberty Life for their latest rates.
Income Plans - using 3.45% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 3.45% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 4 832,94 R 357,92
Discovery Invest Discovery Guaranteed Income Plan R 4 604,32 R 449,73
Liberty Life Guaranteed Investment Plan with Income R 4 261,67 R 271,39
Momentum Guaranteed Return Option R 4 119,76 R 480,36

Income Plan - using 1.73% as the Financial Advisor Fee
Product Provider Product Name R1 million Investment (natural persons)
Monthly annuity income
Capital Guaranteed
5 year term
0% tax applicable
FA fees taken = 1.73% incl. VAT
Gross Annuity Income Taxable Portion
Assupol Life Guaranteed-income Single-premium Plan R 5 115,69 R 450,18
Discovery Invest Discovery Guaranteed Income Plan R 4 861,86 R 485,04
Liberty Life Guaranteed Income Plan with Income R 4 548,50 R 330,98
Momentum Guaranteed Return Option R 4 469,99 R 557,86
Sanlam Guaranteed Income R 4 230,84 R 560,46